Welcome to Smart Finance Dubai, our expertise are over a Decade.
2nd December 2022 since 1999

09:00 – 06:00

Monday to Saturday

Bur Dubai

403, Bank Street Building

Construction Finance

Construction Finance is available to developers/builders who have marketable projects / in an area of demand. Types of funding are Construction funding – financing cost of the project, Discounting of receivables towards flats/ apartments already sold or to be sold and Inventory Financing

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Equity Release Finance

Our equity release financing solution is an appropriate way to finance some of your projects to fulfill your requirements. Our experts have developed a range of equity release solutions tailored to suit your needs. Whether your property is fully paid or financed, you can take advantage of our home equity financing solutions

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What we Offer

Smart Finance is an Advisory Firm established to create a unique private client proposition. In a world where lifestyles, economies and technologies are constantly evolving, we were established to give our clients enhanced solutions in a simplified form. Our private clients benefit from our years of experience in:
  • Mortgage Loan
  • Equity Release Finance
  • Construction Finance
  • Mall Project Financing
  • Equipment Financing
  • Machinery Financing
  • Heavy Vehicles Financing
  • Personal Loan
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Why Choose Us

We offer a unique and compelling experience to our expanding base of clients and partners. We have absolute focus in our business and in order for us to succeed, our clients must also succeed. We strive to fully understand our clients’ needs and align our interests with theirs. We keep in close communication throughout the relationship and provide an educational framework so they fully understand the financial decisions they make. This leads to positive outcomes and long fruitful relationships. We aim to build increasing wealth under management and this can only be achieved by offering a proposition that is concise and reliable.

Frequently Asked Questions

What kind of financial advice do we provide?

We cater to all kinds of loans and service every banking needs be it SME PERSONAL BUSINESS OR INDUSTRIAL.

What are the documents needed for a personal or business loan?

Personal Loan Requirements

  • Passport Copy
  • Visa Copy
  • Emirates ID Copy
  • 3 Months Bank Statement.
  • Our application form dully filled in and signed

*Note : If salary is credited into an exchange then 3 Months WPS Statements.

Business Loan Requirements

  • Our application form dully filled in , signed and stamped
  • Signing of our Commission Agreement
  • Signing of Bank’s Application Form
  • Company Trade License
  • Sister Concern’s Trade Licenses
  • Articles and Memorandum of Association , with all amendments
  • Certificate of Incorporation
  • Power of Attorney
  • 1 Year Bank Statement
  • 2 Years Audited Accounts
  • Latest in-house Financials , if Audit Report is 6 months old
  • Details of Existing Bank Loans with Offer Letters
  • Tenancy Agreement of Office and Warehouse
  • Utility Bills for Office and Warehouse
  • Copy of Passport , Visa and Emirates ID of Directors and Local Sponsors
  • Major Contracts in Hand
  • List of Employees from MOL (not more than 1 month old)
  • List of Big Customers and 10 Sales Invoices of significant amount
  • Post Dated Cheques received from Customers
  • List of Big Suppliers and 10 Purchase Invoices significant amount
  • List of Machinery and their Purchase Invoices
  • Company Profile, Business Card, Brochure, Leaflet etc….
  • Location Map of Office and Warehouse
  • Other Documents as specified by Bank on case to case basis

How do I check my eligibility for a loan?

The best way to find out is to meet one of our financial advisors, call now and book an appointment.

Helping Small Businesses just like yours






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